Philip L. Schwartz is the Chief Global Architect for Insurance under the IBM Internet of Things division.  The role of his team is to drive the creation of global common architectures and solutions across IBM to support customer needs. He is a senior IT professional with 33 years of experience in architectures, technologies and financial services.  His technology experience covers the areas of strategic management of database administration, data architecture, messaging, design, performance, systems programming, development, IoT and analytics.  He is a frequent presenter at industry and technology conferences.  He holds two patents for the design FSS systems, with a third patent pending. His prior position at IBM was the Financial Services Sector CTO, under IBM Analytics. Before joining IBM he was a First VP at Pershing, DLJ.